Protect The Most Important Asset That Ensures Consistent Cash Flow - Your Income
What Is Income Protection?
Income Protection is an insurance product that protects your income in the event of an accident or illness suddenly prevents you from working. It's simply the best way to protect your cash flow and lifestyle if you should become disable or critically ill.
This ensures your cash flow stays consistent, so you can maintain your standard of living and focus on what matters - recovery. It pays out a tax-free lump sum amount or tax-free monthly income.
Why Protect Your Income?
We all know that progress is being made for better medical technologies, but it is still important to be prepared in case you were diagnosed with a critical illness or become disabled.
You already insure your home and car. Wouldn't you agree that your ability to earn income is the most important asset you have?
THE RISK
1 in 3 Canadians can expect to develop critical illness or be disabled for 90 days or more
THE CAUSE
90% of income protection claims are due to illness versus injury
THE ISSUE
If you saved 10% of your income each year, six months of disability could wipe out 10 years of savings.
What Would You Do If Your Cash Flow Stopped?
The need for life insurance is widely accepted, but many people aren't convinced that they need disability or critical illness insurance as well. But the reality is that if you are disabled because of a sickness or injury, your cash flow stops but your bills do not.
How We Work Together:
BOOK A DISCOVERY MEETING
Our initial virtual meeting is all about you and understanding what's most important to you. We talk about your goals, your financial strategies and why you want to protect your number one asset.
RISK & NEED ANALYSIS
We do an analysis of your risk tolerance and current financial needs.
GET RESULTS
We make recommendation that suits your desired outcomes(needs) and risk analysis.